Many agencies, including local, County, and State departments, Federal agencies and Tribal organizations, control usage of flood-prone areas.
The Federal Emergency Management Agency (FEMA) has taken the lead with the National Flood Insurance Program to require that all new structures built within the floodplain be elevated above the 100-year flood level, and limits filling in the floodplain. Flood insurance through FEMA is available to homeowners and is required when flood-prone properties are sold or refinanced.
Any work in or near a wetland, including riverine wetlands, is regulated by the Corps of Engineers (COE) and Pierce County. Applications for a COE Section 404 permit must be made directly with the Corps.
At the State level, work within 200 feet of most rivers, lakes and creeks requires a Shorelines permit from the Washington State Department of Ecology (DOE). Water diversions are also controlled by DOE. The Department of Fisheries is charged with the preservation of fishery resources, and a Hydraulic Project Approval application (HPA) must be approved by Fisheries before work in a fish-bearing stream begins.
Most requirements, including Shorelines and the State Environmental Policy Act, are enforced by the local jurisdictions, usually during the permit application process. Local ordinances also control activities such as grading and filling within floodplains and wetlands.